Do I need a land survey before closing on my house?

Answer: In some cases
Explanation: New York does not require a Land Survey, but lenders or title companies may.

Answer: Always
Explanation: If you're paying cash, no you don't need one. It is good however to have one because you do not know your neighbors or what they're capable of. If you're financing your home, your Lender will most definitely require you to have one to keep their interests in the property safe.

Answer: Always
Explanation: Yes, getting a land survey before closing on your house is highly recommended. A survey verifies property boundaries, identifies any encroachments or easements, and ensures there are no surprises with property lines. This information is essential for protecting your investment and can prevent potential disputes with neighbors. Most lenders and title companies also require a survey to complete the transaction, making it a valuable step for a smooth closing process.

Answer: In some cases
Explanation: Every lending institution is different when it comes down to what is needed and what is not. Then there is also what you as a client should get. For example, my bank does not require surveys, we allow you to close without one you also have the option to ask the seller if they have one already to save you the cost if they do not, it may be a good idea to just obtain a new one, especially if you are purchasing a complex property and need to find out where your property starts and ends.

Answer: Never
Explanation: No.

Answer: In some cases
Explanation: If you are not sure of the property lines it is always a good thing to have but it is not needed to close unless there is a clear issue with the property lines. You would want one before construction of any fences.

Answer: In some cases
Explanation: Not required by law in Kentucky unless there is a change in the existing boundary of record. May be required by a loan/mortgage institution.

Answer: Never
Explanation: No....surveys are rare and often only supplied with the purchase of land or a lot, not typical with residential purchases of existing homes.

Answer: In some cases
Explanation: In most cases it is not the Seller's responsibility to conduct a land survey, although they may wish to and should discuss this with their listing agent. From the Buyer's perspective, generally speaking, the survey exists to protect your investment. Just as you would use Carfax to help with the purchase of a car, you should get a survey to help with the purchase of your property. You are most likely spending hundreds of thousands of dollars,and should definitely consider having a survey done to protect your investment.

Answer: In some cases
Explanation: I don't know o f this ever being a requirement. But it can be written into a purchase contract and if agreed to it can become a requirement.

Answer: In some cases
Explanation: Not usually, unless there is a reason to suspect lot lines, a question on encroachment or easements, etc. A good title company will normally alert us to an issue. For vacant land I suggest a survey.

Answer: Never
Explanation: You need a property survey including land and site plan. Basically a full survey with everything on the property must be on the survey.

Answer: In some cases
Explanation: Always if you are getting a mortgage. Recommended anyway to make sure you know what you are buying. A few years back, a new buyer found out the house had been built on the wrong lot decades before. All the previous transactions had been cash and the survey was not required. OOPS!!!

Answer: In some cases
Explanation: We encourage anyone who is purchasing property to have a survey done so that you know exactly what you are purchasing or have purchased. As for the timing, it is purely up to the client.

Answer: Not sure
Explanation: It is not required by law. Your lender may ask you to have one, but most do not.

Answer: In most cases
Explanation: It is never a bad idea to know for sure what you are purchasing when the value of the property you are buying is at risk.

Answer: In some cases
Explanation: You only have to perform the contract requirements. If your buyer didn't ask you to do so in the contract, then you are NOT required to get one.

Answer: In some cases
Explanation: A land survey may be required by a title or lending agency. Although a land survey may not be required, it is always recommended so that you know what you are buying.